Factory Buying Calculators Malaysia: Loan, Stamp Duty & Legal Fees
Factory Power Calculator (kW to Amps)
List your machines and see how many amps your factory needs on a TNB 400V three-phase supply, then find factories with enough power.
Floor Loading Calculator
Work out the tonnes per square metre your racking or heavy machines put on the floor, then find factories that carry it.
Factory Loan Calculator
Calculate monthly instalments, total interest and repayment for factory, warehouse and industrial property loans in Malaysia.
Factory Legal Fees & Stamp Duty Calculator
Estimate lawyer fees, stamp duty and loan costs for buying a factory, warehouse or industrial land in Malaysia, based on SRO 2023 and the Stamp Act.
Tenancy Agreement Stamp Duty Calculator
Work out the stamp duty on a factory or warehouse tenancy agreement at the 2026 rates: RM1 to RM7 per RM250 of annual rent by term, plus RM10 per duplicate.
Commercial Property & Factory Loan Rates
Compare current factory, warehouse and commercial property loan rates from Maybank, CIMB, Public Bank, Hong Leong, RHB and more.
Why Property Calculators Matter in Malaysia
Buying a factory, warehouse or industrial land in Malaysia is rarely just the headline price. On a typical RM3 million industrial property, a buyer pays roughly RM84,000 in Memorandum of Transfer (MOT) stamp duty, RM30,000+ in conveyancing legal fees, plus loan agreement stamp duty (0.5% of the loan), valuation fees, disbursements and bank processing charges. Banks publish maximum margins of 85% to 90% of value for commercial and industrial property; what you get depends on the property and your credit profile (BNM's 70% cap is for a third housing loan, not commercial property). Running the numbers before signing any Letter of Offer is the difference between a confident purchase and a cash-flow surprise three months later.
Stamp Duty in Malaysia (MOT)
Stamp duty for property transfer follows a progressive scale set under the Stamp Act 1949: 1% on the first RM100,000 of purchase price, 2% on the next RM400,000 (RM100,001–RM500,000), 3% on the next RM500,000 (RM500,001–RM1,000,000), and 4% on every ringgit above RM1,000,000. Malaysian citizens buying their first residential home priced at RM500,000 or below currently get a 100% MOT exemption, but this exemption does not extend to industrial or commercial property, industrial buyers pay the full progressive rate. Foreign buyers of residential property face a flat 8% surcharge instead of the progressive rate. Loan agreement stamp duty is a separate flat 0.5% of the loan amount.
Conveyancing Legal Fees (SRO 2023)
The Solicitors' Remuneration Order 2023, in force since 15 July 2023, governs the fees lawyers may charge for property conveyancing in Peninsular Malaysia. The current scale is 1.25% on the first RM500,000 of consideration and 1% on the slice from RM500,001 to RM7.5 million, with descending rates above that. For an RM1.5 million industrial transaction this works out to roughly RM16,250 for the SPA, plus a similar separate fee for the loan agreement. Solicitors are permitted to discount up to 25% off the scaled fee under the SRO. Properties bought directly from licensed housing developers under the Housing Development Act (HDA) attract a 25–50% statutory discount, but industrial sub-sales do not.
Frequently Asked Questions
Are these calculators accurate?
The calculators reflect the published statutory rates, Stamp Act 1949 for stamp duty and SRO 2023 for legal fees. Outputs are estimates; final figures depend on the actual Sale and Purchase Agreement, valuation report and bank Letter of Offer.
Do industrial properties have different rules from residential?
Yes. Industrial buyers do not qualify for first-home stamp duty exemption, typically face 70–85% LTV caps versus 90% for first residential property, and often need a separate term loan rather than a flexi home loan.
What if I'm buying as a Sdn Bhd company?
Stamp duty rates are the same, but the margin depends on the company's accounts and banks usually require directors' personal guarantees. The legal fee scale under SRO 2023 applies identically.
Are foreign buyers eligible to use these tools?
Yes. Foreign companies and non-citizens who are not permanent residents pay a flat 4% stamp duty on factories, warehouses and industrial land (since 1 January 2024); the 8% flat rate from Budget 2026 applies to residential property only. The legal fees calculator has a buyer type option for this. State minimum purchase price thresholds (typically RM1 million in Selangor, RM2 million in KL) also apply.
When do I pay each fee?
Conveyancing legal fees are usually billed in stages: deposit on SPA signing, balance on completion. Stamp duty is payable within 30 days of SPA execution. Loan agreement stamp duty is collected by your bank when the loan is disbursed.
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